(09:30 AM to 05:30 PM)
(09:30 AM to 05:30 PM)
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Capital requirements are standardized regulations for banks and other depository institutions that determine how much liquid capital
Capital requirements are standardized regulations for banks and other depository institutions that determine how much liquid capital
Capital requirements are standardized regulations for banks and other depository institutions that determine how much liquid capital
1. 2 passport size photos
2. Identity Proof (Pan Card / ID Card)
3. Residential Address Proof (Aadhar Card / Ration Card / Passport / D.L. / Gas Bill)
4. Two person Govt. employee surety.
Income Proof :
1) 3 months Salary Slip and Salary Certificate for salaried persons.
2) IT Returns for last 3 years for professionals/businessman/self employed.
Sanction Limit:
Salary Person: upto Rs. 1,00,000/- (direct loan payment from the firm to our Bank)
Others : Max. Rs. 50,000/- .
Period : 50 months
(**Condition Apply)
Only for Bank Members
•Only for Bank Members.
Features :-
•Per Gram Rs. 5000/- (Net Weight)
•Gold Loan maximum limit is upto Rs.10 Lakhs & Bullet payment upto Rs.4Lakhs.
•You can also choose to repay using regular EMIs.
•Above Rs. 4Lakhs repay the principal and interest monthly base.
•Period 12 months
•Rate of Interest 10%.
Processing Fees: 0.25% of the Loan amount + applicable GST (Above Rs. 1,00,000/- Lakhs Stamp duty compulsory) and Gold appraiser charges will be paid by the Applicant.
(**Condition Apply)
Only for Bank Members
1.2 passport size photos
2.Identity Proof (Pan Card / ID Card)
3.Residential Address Proof (Aadhar Card / Ration Card / Passport / D.L. / Gas Bill)
4.3 months Salary Slip and Salary Certificate for salary person
5.IT Returns for last 3 years for professional/businessman/self employed.
6.Two person Govt. employee surety.
7.Proforma Invoice.
20
Only for Bank Members
1. 2 passport size photos
2. Identity Proof (Pan Card / ID Card)
3. Residential Address Proof (Aadhar Card / Ration Card / Passport / D.L. / Gas Bill)
4. IT Returns for last 3 years
5.Two person Govt. Employee Surety
a.3 months Salary Slip and Salary Certificate for salaried persons.
b. IT Returns for last 3 years for professionals/businessman/self employed.
6. Professional Certificate
7. Registered Certificate from Concern Authority
8. GST Certificate
9. Income Proof
10. Project Report/Stock statement
11. Lease/Rental Agreement
Sanction Limit:-
• Salary Person: upto Rs. 2,00,000/-
• Period : 60 months
(**Condition Apply)
Only for Bank Members
Documents required for House Construction/Repair/Purchase Loans.
1) Allotment Letter
2) Possession Certificate
3) Absolute Sale Deed
4) Khatha Certificate
5) Khatha Extract
6) 15 Years Encumbrance Certificate (In Form no.15)
7) Latest Tax Paid Receipt
8) Sanction Plan and Licence
9) Working Plan
10) Existing Working Plan
11) Other Documents related to the Property
12) Estimate from Civil Engineer
13) Alienation Certificate from B.D.A./KHB/BMRD & Other concern department
14) Membership Identity Card
15) Family Tree (Affidavit)
16) Building Photo
17) Building Insurance Policy
18) Betterment Charges paid receipt
19) No Objection Certificate from Consultant Authority
20) Identity Proof (PAN Card / ID Card)
21) Residential Address Proof (Aadhar Card / Ration Card / Passport / D.L. / Gas Bill)
22) Ration Card
23) Documents for the purpose of Loan
24) IT Returns for last 3 years along with Balance Sheet and Profit and Loss Account Statement duly certified by the charted accountant
25) PAN Card
26)Aadhar Card
PART-B
1. Building Construction -> Sanctioned Plan Estimate for Building Construction
2. Purchase of Property -> Sale Agreement and documents related to the particular property
3. Building Repair/Renovation -> Estimate for Building Renovation/Repair
. 80% for the property valuation (Govt. Guidance Value) or maximum of 70 lakhs whichever is less will be considered for loan sanctioning.
. Repayment of Regular / Equated (EMI) monthly installments - as per the Bank rules.
. Loan will be sanctioned subject to fulfillment of any other conditions of the Bank (Proportionate Share Amount, Loan Processing Charges, Insurance Charges, Legal and Valuation Charges, etc.,)
Loan Rate of Interest
upto 25 Lakhs -> 11.00
Above 25 Lakhs -> 11.50
(**Condition Apply)
Only for Bank Members
1) Savings Account or Current Account Mandatory
2) Agreement for Hiring a Locker
3) Two Photos
4) Deposits
1) Size: 18 cm x 12 cm (216) Deposit => 15,000/- Rent => 1,000/-
2) Size: 36 cm x 12 cm (432) Deposit => 20,000/- Rent => 1,500/-
3) Size: 26 cm x 18 cm (468) Deposit => 20,000/- Rent => 1,500/-
4) Size: 36 cm x 27 cm (972) Deposit => 50,000/- Rent => 2,500/-
*
1) Savings Account or Current Account Mandatory
2) Agreement for Hiring a Locker
3) Two Photos
4) Deposits
1) Size: 18 cm x 25 cm (450) Deposit => 15,000/- Rent => 1,500/-
2) Size: 18 cm x 52 cm (936) Deposit => 50,000/- Rent => 2,500/-
3) Size: 40 cm x 52 cm (2080) Deposit => 1,00,000/- Rent => 6,000/-
*
1) Savings Account or Current Account Mandatory
2) Agreement for Hiring a Locker
3) Two Photos
4) Deposits
1) Size: 25 cm x 17.5 cm (437.5) Deposit => 15,000/- Rent => 1,500/-
2) Size: 51.25 cm x 17.5 cm (897) Deposit => 50,000/- Rent => 2,500/-
3) Size: 51.25 cm x 38.75 cm (1986) Deposit => 1,00,000/- Rent => 6,000/-
*
1) Savings Account or Current Account Mandatory
2) Agreement for Hiring a Locker
3) Two Photos
4) Deposits
1) Size: 18 cm x 25 cm (450) Deposit => 15,000/- Rent => 1,500/-
2) Size: 18 cm x 52 cm (936) Deposit => 50,000/- Rent => 2,500/-
3) Size: 40 cm x 52 cm (2080) Deposit => 1,00,000/- Rent => 6,000/-
*
1) Savings Account or Current Account Mandatory
2) Agreement for Hiring a Locker
3) Two Photos
4) Deposits
20
*
Facility :
• Attractive Rate Interest compare to Commercial Banks.
• Nomination facility is available for individual accounts.
• Interest frequency monthly / quarterly.
• Loan/Overdraft facility up to 85% on the face value of the deposit will be allowed.
Renewal policy of the term deposit :
• Bank has adopted Auto renewal facility.
• Premature closure of Deposit allowed at 1% below the rate applicable for the period.
• No interest shall be paid on premature of term deposit, are less than 30days.
TDS:
• Interest amount exceeding Rs.40,000/- in a FY TDS will be deducted for General.
• Interest amount exceeding Rs.50,000/- in a FY TDS will be deducted for Senior.
(Form 15G for General & Form 15H for Senior Citizen to be submitted for TDS Exemption)
Special Interest Rate |
|
|---|---|
Single Term Deposit
|
|
| 1) Above 1 Year | 8.50% |
| 2) Above 1 year for Senior Citizen | 8.50% |
NA
Facility :
• Attractive Rate Interest compare to Commercial Banks.
• Nomination facility is available for individual accounts.
• Loan/Overdraft facility up to 85% on the face value of the deposit will be allowed.
Renewal policy of the term deposit :
• Bank has adopted Auto renewal facility.
• Premature closure of Deposit allowed at 1% below the rate applicable for the period.
• No interest shall be paid on premature of term deposit, where deposit periods are less than 30days.
TDS:
• Interest amount exceed Rs.40,000/- in a FY TDS will be deducted for General.
• Interest amount exceed Rs.50,000/- in a FY TDS will be deducted for Senior.
(Form 15G for General & Form 15H for Senior Citizen to be submitted for TDS Exemption)
The deposits can be opened in the name of Individuals (singly or jointly), Minor by guardian, Organizations, Co-op. Societies. The scheme is need of people who want to deposit for a minimum 1 Year.
Facility :
• Attractive Rate Interest compare to Commercial Banks.
• Nomination facility is available for individual accounts.
• Loan facility up to 85% on the face value of the deposit will be allowed.
TDS:
• Interest amount exceed Rs.40,000/- in a FY TDS will be deducted for General.
• Interest amount exceed Rs.50,000/- in a FY TDS will be deducted for Senior.
(Form 15G for General & Form 15H for Senior Citizen to be submitted for TDS Exemption)
The deposits can be opened in the name of Individuals (singly or jointly), Minor by guardian. RD is a special type of deposit account which enables a depositor particularly in fixed income group to save by paying into the account an agreed fixed sum of money monthly over a stipulated period.
The deposits in this type of account earn compound interest on quarterly basis and longer the period for which monthly deposits are agreed to be made higher is the rate of interest.
Up to Rs.20.00 Lakhs
Loan Purpose
Education
Regular Payment 1% Rebate
Benefit to customer
Mortgage Loan
Business Holders
IT
OD / CC Loan
1951-52ರಲ್ಲಿ ಹನುಮಂತನಗರ ಬಡಾವಣೆ ನಿರ್ಮಿಸಿದ ಆಗಿನ ಮೈಸೂರು ಸರ್ಕಾರ ಕೆಳದರ್ಜೆ ನೌಕರರಿಗೆಂದೆ ಕೇವಲ 25×45 ಅಳತೆಯ ನಿವೇಶನವನ್ನು ಮಾಡಿ ಪ್ರತಿ ನಿವೇಶನವನ್ನು ರೂ.500-00 ಗಳಿಗೆ ಹಂಚಿತು. ಆಗ ಈ ಬೆಲೆ ದುಬಾರಿ ಎನಿಸಿದ್ದು ಬಹಳ ನಿವೇಶನಗಳು ಖಾಲಿ ಇದ್ದು ಅವುಗಳನ್ನು ಸಾರ್ವಜನಿಕರಿಗೆ ಹಂಚಲಾಯಿತು. ಆದರೂ ಈ ಬಡಾವಣೆ ಅಭಿವೃದ್ಧಿಯಾಗಲು ಬಹಳ ದಿನಗಳೇ ಬೇಕಾಯಿತು. Know More
ಸೋಮವಾರ ದಿಂದ ಶನಿವಾರದವರೆಗೆ
ಬೆಳಿಗ್ಗೆ : 9:30 ರಿಂದ 5:30 ಗಂಟೆಯವರೆಗೆ
ಮಧ್ಯಾಹ್ನ : 1:30 ರಿಂದ 2:30 ಗಂಟೆಯವರೆಗೆ
2 ನೇ ಹಾಗು 4 ನೇ ಶನಿವಾರ ಮತ್ತು ಭಾನುವಾರ
Morning : 9.30 am To 5.30 pm
Lunch Break : 1.30 pm To 2.30 pm
2 nd & 4 th Saturday & Sunday
